Banker Customers Relationship – A close look When a consumer arrived at a financial and you may really does any transaction or passion, there's a relationship between Buyers and Bank. The connection between a beneficial banker and you may a consumer depends upon the latest nature regarding attributes provided with the fresh banker. In this article i learn do you know the different types of Banker and you may Customer Relationship whenever a consumer really does a particular type off purchase in the Financial. Banker Consumer Relationships out of Debtor and you will Creditor Whenever a customers opens a merchant account with a lender whenever the new account has a card equilibrium, then dating would be the fact out of debtor (banker / bank) and you will collector (customer). In case of discounts / repaired put / most recent account (with credit harmony), this new banker 's the borrower, while the customer 's the collector. For the reason that this new banker owes money with the buyers. The client has the to request straight back his money of course, if he wants they on banker, and also the banker have to repay the balance on the customers. In case of loan / advance profile, banker 's the collector, additionally the customers is the debtor because the consumer owes currency to the banker. The banker can demand the brand new installment from loan / get better into deadline, in addition to customers should repay the debt. A consumer stays a creditor up to there is borrowing from the bank equilibrium from inside the his account to the banker. A customers (creditor) does not get any costs along side assets of your own banker (debtor). The latest customer's condition is that off a keen unsecured collector of one's banker. Brand new creditor (the customer) need consult commission. (más…)